Komunikasi Verbal dan Komunikasi Nonverbal
Komunikasi Intrapersonal dan Komunikasi Interpersonal
Prinsip Komunikasi dan Fungsi Komunikasi
Pengantar Psikologi Komunikasi
Sejarah Perkembangan Psikologi Komunikasi
Student Achievement Bonds
Achievement bonds, also known as individual growth bonds, are a type of tuition assistance program designed to assist students with educational expenses. These bonds are provided at the time of high school and are repaid upon graduation from the school. In general, the bonds are repaid over the life of the student, though they can be paid back only a portion of the total cost of attendance. Typically, the bonds carry a higher interest rate than do most loans. Students in need of additional funds can apply for these bonds.
Who can benefit from achievement bonds? Students who are in need of extra financial assistance to go to school can apply. The aid office will assess the situation and determine if a student is eligible for the program. Eligibility requirements vary by state. Students who have special needs such as disabilities, those with low incomes and/or low test scores, and/or those who are physically or mentally impaired, can sometimes qualify. Parents may also be able to apply.
Why should parents apply for this type of tuition assistance? Students who qualify for this program are considered low-income and are normally guaranteed to be granted their full tuition assistance, which often covers the cost of books, tuition, lab fees and other school expenses. Students who qualify for the program but cannot afford to pay the full amount are offered a waiting period until they can pay the required amount. Usually students are expected to start repaying their bonds after their sophomore year in high school.
What are student bond loans? Student loans are a form of tuition assistance program that allow student borrowers to borrow money that is used for educational purposes. These types of loans are commonly referred to as student loan or federal loans. Typically, student borrowers will use the money to pay for tuition, college expenses, books and other college related expenses. Depending on the lender and the loan program, repayment can be deferred or not required at all.
How do schools help students receive these bonds? Loans are sometimes provided through school, but often the money comes from private foundations or special interest groups. Private institutions commonly provide grants to deserving students in need. The funds are then returned to the institution after the student graduates. While some students are eligible to qualify for only one grant, most student loans require the borrower to qualify for at least two. For schools that offer both tuition assistance programs and grants, the school usually partners with one or more institutions to guarantee the loans are repaid.
How do you find out if you qualify for a Student Achievement Bond? To find out if you qualify for a bond, you must first determine if you qualify for financial aid. This includes looking at your merit and need assessment from the school you are attending. If you do not qualify for need-based financial aid, you will still qualify for need-based scholarships and grants, as long as you plan to pay back the student loans using them. If you are a part-time student, you will also have to complete work hours at your school, as well as maintain a certain GPA.
Once you know if you qualify for need-based grants or scholarships, you can look for schools that offer Student Achievement Bonds. Searching online is a great way to find out which schools offer these special bonds. Once you have determined which schools offer them, contact them to inquire about what exactly you will need to qualify.
How much money will the student have to pay back to obtain these bonds? Typically, the amount of money awarded to students who earn at least a 3.0 grade point average is between six and ten thousand dollars. However, student loan debt is exempt from repayment when a student has enrolled for less than five years. This exception was created to encourage students to return to school, and to help them financially throughout their academic career. In this case, you would not have to repay the bonds in most cases.